I've never bought my own car insurance. I'm going to do so in the near future.
For those of you living in New Jersey (or those who used to live in New Jersey) -- what car insurance do you have? What do you pay a year? I just got a quote from Geico (Geico works in New Jersey now, how exciting!) for $1,725 for six months. Does that sound about right? Man that's a lot of money.
For those of you out-of-state, I thank you, but specific advice or comments will most likely be useless -- New Jersey has some whacky car insurance laws, and a lot of companies don't even work in the state, and when they do, prices are through the roof. But thank you anyway.
Oh and also, I don't know if anyone will be able to help me with this, but -- technically I live in Gloucester County, but my mailing address (and therefore the address they're using to come up with a quote) is in Camden County, which (I've heard) has slightly higher insurance rates. Does anyone know what I might be able to do about that? I suppose I can compare quotes, and then when I actually purchase a policy, try to talk to a real live human being who can help me out with that.
EDIT: I just re-did the quote without fessing up to my traffic violations, and I got a quote of $600 for six months. I like that one MUCH better.
I've had three speeding tickets in the past five years. The first two were dropped down to non-point violations (I go to court for the third one sometime this month). Does that mean I don't have to tell the insurance people about them? Or what? I always thought that you wanted point violations gone, because point violations meant your insurance went up. So if I have no points, then am I under no obligation to let the insurance company know about other violations? Or what?